1. What types of loans does Cashmonster offer?

Everyone's situation may be different, so we offer a number of options including Title Loans, Cash Advance and Installment loans. Some locations also offer small item pawn (tools, jewelry, etc), motorcycle pawns and most locations buy Gold and Silver.

2. What is a title loan?

A Title Loan is a quick and easy way to get cash on your vehicle. You lien free title is held as collateral until the loan is paid off, then your title is returned to you. Instant cash and you get to keep driving your car!

3. What is a Cash Advance?

A Cash Advance is a loan until your next payday for those unexpected expenses. We simply hold a personal check for the total amount until your next pay date. An active checking account is required.

4. What is an Installment Loan?

An installment loan is a personal loan divided into equal monthly installments. Instead of paying just the interest like a short term loan, your payments also include the principal so that you are completely paid off in a short amount of time.

5. How much can I get?

The amount available depends on the type of loan. For example, Title loans can be up to $10,000 based on the value of the vehicle. Cash Advance Loans are up to $500 and Installment Loans can be as much as $1000.

6. What type of payments do you accept?

We accept cash, money orders, cashier’s checks and most locations accept debit cards.

7. Do you check my credit?

For most loans, your credit is not checked and does not factor in to the approval process. Installment loans and Cash Advance require a check with other information systems to verify the borrower has not exceeded the maximum number of loans allowed as required by the State.

8. Can I pay off my loan early?

Absolutely! We encourage Customers to pay off as soon as possible to avoid interest or fees. That way, when you need help again, we’re here for you!